Coffee Beans (3)

“The past years have demonstrated that neither commercial banks nor the emerging micro finance institutions are willing or able to sufficiently meet the financial needs along agricultural value chains, leaving farmers and agricultural sme’s unserved in the so-called “missing middle”. There is a broad consensus that existing mechanisms for agricultural finance are not adequate and that we need to move to innovative and market-based approaches that are scalable and can reach a large number of beneficiaries.” – International Finance Corporation (IFC)


The agricultural sector in emerging countries need finance to increase productivity and income. This growth is needed to feed the rising world population.
Commercial banks often don’t focus on the agricultural sector due to a lack of capacity to assess the perceived risks which prevents them from designing suitable loan products for the farmers and agri sme’s.

KILIMO FINANCE wants to offer these banks an alternative. With the experience of the founder KILIMO Finance has developed high potential agri loan products on a digital platform in combination with the Kilimo App.

“”Banks who choose to connect with KILIMO’s online marketplace can get easy access to a large pool of farmers who want to purchase agri inputs (eg. fertilizers, animal feed, agri equipment) online. Kilimo offers the bank support with designing suitable loan products and credit scoring tools.”””

Mission Statement

To become the online marketplace for smallholder farmers in South East Asia to purchase agri inputs & tools on credit